In this content, describe the implementation of auto-insurance claim processing system by using neural network and fuzzy technique. The important factor of compensation rate calculation is determining accident responsibility rate between the injured and the assaulter. Generally, the determination of responsibility rate mainly depends on the expertise of auto-insurance experts and the accident report by the police. However, inconsistency between experts' opinions and unattainability to assure the allocation of certainty factor bring out various uncertainty problems. For resolving these uncertainty problems, we introduce the expert system which is able to compute the more precise compensation rate by applying neural network and fuzzy techniques based on the results of rule based system

After an auto accident, many people understand filing an auto insurance claim can help recover damages under the policy. Since auto accident insurance policies can be complicated, it is important to understand the terms of your policy as best you can so that if an auto accident occurs the proper steps can be taken.

Many people are unaware that some insurance companies will record simple claim inquiries if an insured calls with a question. To keep your insurance record clean, an insured should decide whether they wish to file a claim or not. Regardless of who is at fault, if having the ability to pay out of pocket and choosing to do so, the insured should not file the claim or risk tarnishing his/her insurance record.

Processing an auto accident insurance claim, thorough information should be supplied to the company. Getting the names and numbers of any potential witnesses can help back up accounts otherwise in question. By remembering to keep track of the “Things to remember if in an auto accident,” the insured will be able to properly document important aspects of the auto accident that can greatly affect the claim.

Processing the insurance claim immediately, regardless of fault, is a good idea since the company will fight on your side. Any dispute of the auto accident account between insurance companies may lead to the other insurance company contacting you for the personal account of the events. Make sure to document the conversation and get the name of the agent who called. If auto damage is present, after an insurance claim is approved, the insurance company will normally send an adjuster to assess the damage or ask to have the car sent to a pre-approved shop to get it fixed.

A claim can be reported 24 hours per day, seven days a week. Reporting a claim should take, on average, less than 15 minutes of your time. The first person you speak to will ask for information about you, your incident, and your policy number. During normal business hours, your claim will then be assigned to a claim representative who will promptly make contact with you. The claim representative will review the claim with you and answer any questions, as well as explaining the claims process.