Instead insurance adjusters have hundreds of cases on their desk and they rely on you or your attorney to give them the auto accident facts on your insurance claim. If you don't prove that the insurance companies are liable and prove all the auto accident amounts it delays or cuts out your payment.

Auto Accident Facts: There were an estimated 6,316,000 car accidents in the US in 2002. There were about 2.9 million injuries and 42,815 people were killed in auto accidents in 2002. An average of 115 persons die each day in motor vehicle crashes in The United States -- one every 13 minutes. More than 6,000,000 accidents were reported last year. Over 3,150,000 people were injured in these accidents and approximately 40,000 people lost their lives. Most Americans do not have an adequate amount of health, auto, and disability insurance to provide for them if they are seriously injured in an auto accident.

Most don't even have a life insurance policy that could pay for funeral expenses if the unthinkable happened. Considering the prevalence of auto accidents, it is important that automobile drivers educate themselves concerning auto accidents and the legal options that exist should an accident occur. Auto accidents facts are unintentional damaging events involving automobiles. Auto accidents can damage one or more autos, people, or structures. Auto accidents--also called traffic accidents, auto accidents, road accidents, and motor vehicle accidents-- cause thousands of deaths and hundreds of thousands of disabilities each year. Worldwide, car accidents kill an estimated one million people each year.

Types of accidents: Rear-end collisions; Side collisions; Rollovers; Head-on collisions; Single-car accidents; Pile-ups. Collisions can occur with other automobiles, other vehicles such as bicycles or trucks, with pedestrians, and with stationary structures or objects, such as trees or road signs. In a collision between two cars, the occupants of a car with the lower mass will likely suffer the greater consequences. Causes of accidents: Many factors result in car accidents, and sometimes multiple causes contribute to a single accident. Factors include the following: Driver distraction; Driver impairment by tiredness, illness, alcohol or drugs; Mechanical failure; Road conditions; Speed exceeding safe conditions.

Auto accidents facts often carry legal consequences in proportion to the severity of the accident. Nearly all common law jurisdictions impose some kind of requirement that parties involved in a collision (even with only stationary property) must stop at the scene, and exchange insurance or identification information or summon the police. Failing to obey this requirement is the crime of hit and run.

Some countries or states have already implemented some of these, but so far no overall consensus to a total solution has been reached. It should be noted that this prevalence has long been noted by insurance companies, and premiums reflect that - however, very high premiums for young male drivers does not seem to have had a significant impact on the accident statistics, suggesting that these drivers simply accept the high premiums as part of the "on road" costs of mobility.