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AUTO ACCIDENT HEALTH INSURANCE PROVIDER ATTORNEY

The rise in health care costs is forcing many hospitals to scrape for every penny. As a result, some hospitals are laying claim to portions of consumers' auto liability insurance settlements in order to recover payment for services rendered.

After a car accident you may be entitled for compensation from your Auto Accident Health Insurance Provider Attorney. In the event of a personal injury sustained in an auto accident, you could ask your own health insurer to pay for medical treatment. Sometimes, private health insurance policy plans or HMOs require you to seek recovery from your auto insurance company before it will pay or provide for your medical treatment.

An individual insured in an automobile accident could only obtain compensation for their health insurance provider treatment from the car insurer if they could show that another individual caused the accident. This policy was applicable before January 1, 1975.

Those individuals who could show that another party was negligent and therefore liable for their injuries could only receive compensation by bringing a lawsuit against the negligent party. Often, lawsuits took months or years for the non-negligent party to receive payment for their medical, and wage loss benefits. Thus, nearly all payments to the treating doctors were paid, through health insurance provider or cash payment from the patient.

Hospitals have every right to receive payment for services rendered and can come after you if you or your health insurance provider hasn’t paid your bills. In fact, some Medicare plans allow doctors and hospitals to bill you over and above what Medicare normally pays.

If you were injured in an auto accident that was not your fault and were admitted to the hospital because you sustained moderate injuries you have to tell the admissions personnel that your injuries are the result of an auto accident and you have health insurance. Your health insurance provider picks up the tab for you and the hospital is supposed to consider payment from the insurance policy provider as full reimbursement.

If your health insurer and the health insurance providers agree on a payment schedule, even if those fees are at a discount, the health insurance providers can't seek reimbursement from you, once they've been paid by your health plan.

You don’t have to give your health insurance provider a payment when you receive a liability settlement after a car accident. This is if your health insurance company and the hospital have an arrangement on how services will be paid.




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