The prompt and proper investigation of automobile accidents is practically vital to the understanding of the case by any interested party. Insurance investigators deal with auto accidents and injuries everyday and their sole job is to look after their employer. They accomplish this by doing everything in their power to pay you less than you are entitled to.

Immediately after you are injured in a car mishap the insurance investigator begin working to limit how much money the insurance company will have to pay you.

Auto accident insurance investigator acts as an intermediary with the public. They deal with the challenger insurance companies’ face such as handling claims, resolving billing disputes and explaining and interpreting policies and regulations.

Auto accident insurance investigator primarily handles a wide variety of claims such as property damage, liability and bodily injury. When adjusters or examiners suspect fraud, they refer the claim to an investigator. Auto accident insurance investigators in an insurance company handle claims in which a company suspects fraudulent or criminal activity, such as staged collisions, or unnecessary medical treatments. In case of automobile wreck investigators initially examine all available documentation such as police reports and interviews. Investigators always examine the crash scene. They take note of measurements; take photographs and traffic flow, roadway markings, traffic signs and control. Investigators interview witnesses to the accident and witnesses to the activity of the victims directly following the accident.

The severity of insurance fraud cases can vary greatly, from claimants simply overstating the damage to a motor vehicle to complicated fraud rings responsible for many claimants supported by dishonest doctors, lawyers, and even insurance personnel.

Auto accident insurance investigators can access certain personal information and identify Social Security numbers, aliases, driver’s license numbers, addresses, phone numbers, criminal records, and past claims histories to establish whether a claimant has ever attempted insurance fraud.

Investigators usually start with a database search to obtain background information on claimants and witnesses. Then, investigators may visit claimants and witnesses to obtain a recorded statement, take photographs, and inspect facilities, such as a doctor’s office, to determine whether they have a proper license.

The accident scene will be photographed from various angles and the neighborhood will be checked for potential witnesses not already listed. Often, investigators also perform surveillance work. Investigators often consult with legal counsel and can be expert witnesses in court cases.